Terms of use
Last updated 11 October 2026
These terms cover your use of the Paynific website and account. Card payments aren’t available yet. When they are, you’ll be asked to agree to separate payment terms, including our payment partner’s terms, before your first payment.
Your account
- You must be 18 or over and live in the UK.
- The details you give us, including your landlord’s bank details, must be accurate and yours to share.
- Keep access to your email account secure, because we use it to sign you in.
- You can delete your account at any time from your account page.
What we provide today
You can create an account, record your rent and landlord details, and see what payments will cost. No money is collected or sent until card payments go live and you confirm a payment.
Pricing
Our planned fees are 1.99% of your rent on Visa and Mastercard and 2.49% on American Express. We’ll always show you the exact amount before any payment, and give you notice before changing our fees.
Rewards
Paynific Points are a loyalty benefit from us. They have no cash value except as described in the rewards terms we’ll publish before points can be earned. Rewards from your card issuer are separate and set by them.
Acceptable use
Don’t use Paynific for anything unlawful, to pay anything other than your own rent, or to interfere with the service.
Liability
We provide the website with reasonable care and skill. Nothing in these terms limits liability that can’t be limited by law.
Contact
Email hello@paynific.com. These terms are governed by the law of England and Wales.